I deposited my meager paycheck the other day to help me prepare for the upcoming move. Instead of the money I was expecting to be there it came out about $30 less than I expected.
Now, there was a situation where I expected a Paypal payment that still has not arrived. I think it's merely because I misunderstood how they dole them out. I'll probably get the payment in early July for May, not June. (It's frustrating, but it SHOULD enable me to hook up the phone line in my new house.)
But the response I get from the bank is it doesn't cover online transactions or ATMs? What kind of logic is this? Overdraft protection should be there to protect you a little bit from all kinds of errors you make or situations that come up that you don't quite expect like an automatic payment getting withdrawn from your account early.